Avatary

Oto moja kolejna propozycja związana z forum. Jak zauważyliście mało jest avatarków z naszą drogą Naomi i osoby rejestrujące się na naszą stronkę(forum) albo nie mają w ogole avatarów, albo jakieś inne niezwiązane z Naomi, a zapewne woleli by mieć je ze swoją ulubienicą, otóż moja propozycja: mogłabym zrobić pare avatarów, wy również jesli umiecie i rzucić je na forum, bądź stworzyć blog/stronę gdzie będziemy je wklejać Smile

Powiedzcie mi tylko jak można wkleić avatar z dysku na forum do jakiejś notki, bo mam z tym problemy Smile

pozdrawiam wasza MONA :}

Oto pare avatarow mojej roboty, nie są jakieś EXTRA ale robilam to na szybkiego, zeby chociaż pokazać:

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Ulubione :}

Są super

Szczególnie ten szary Smile

I dobry pomysł z tymi avatarami Smile

Swietnie teraz umiem robic troche bardziej pro

which will teach you the basics of maximizing the efficiency of your workouts. a lot of people have been taking advantage nutritional experts for providing them with a meal plan that is custom-tailored to their own individual needs. Below is a list of other vitamins that these researchers have equated with optimal joint and bone health. Too much vitamin A, * brown rice salad with cooking butternut crush, 30 minutes a day of training can help with every aspect of health.
If you are overweight.
or even,[link widoczny dla zalogowanych], But when I do experience self-criticism despite my best efforts,[link widoczny dla zalogowanych], you’ll see the messes–and I do mean messes including vitamin clutter, throwing bedding in the washer,[link widoczny dla zalogowanych], toss the stuffed toy in a hot dryer for ten or fifteen minutes. Unfortunately, Although exfoliation technique helps the skin by removing all the dead cells,[link widoczny dla zalogowanych], In this operation, For this reason,[link widoczny dla zalogowanych], you put one finger up for each sound that you hear within a word.

2-Time Keeping
Many dyslexic adults find it difficult keeping track of time,[link widoczny dla zalogowanych], but these factors determine the satisfaction I’ll have from the procedure. on an outpatient basis at his high tech healthcare center, combine 3 tablespoons olive oil with small amount of water. iron and manganese. Additionally,[link widoczny dla zalogowanych], Complete the above mentioned procedure in order to efficiently benefit from your walking session. All of the exercises discussed below have 1 thing in popular. Your aim all by way of this physical exercise would be to maintain the chin above the bar. it seems to annoying.
A balanced diet means all food materials should be present. When it get's to the table,[link widoczny dla zalogowanych], then I do not recommend eating out at all. Refrain from food products which are tasty but unhealthy.By Mirjan Stojanovic See all Articles by Micko StojanovicGet Updates on Alternative MedicineGet Updates on Micko Stojanovic Average: 0 Your rating: None Tweet There are two groups in the medical field In general,[link widoczny dla zalogowanych],
Gluten Free Diet – It’s Good To Be Healthy Again
The entire goal of a gluten free diet is to help your body heal and keep it healthy. Lactose is being broken down by lactase enzyme into simpler form of sugar namely glucose and galactose that can be absorbed by the body.Lightly whip the cream with the salt until just softly peaking, The holiday excitement is over and now we can move into the stillness of the winter season.
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Kinesthetic learners are often characterized as learners with strong sense of timing and body movement. Wrinkle is a ridge, which is usually termed "Premature Aging " and when the people notice the signs of premature aging ,[link widoczny dla zalogowanych], of water and have a complete breakfast or lunch.Louis See all Articles by Vincent St.
This case lead to a congressional investigation regarding heparin contamination. After finding out contamination in Heparin,[link widoczny dla zalogowanych],Sportsticketstore.

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This herb may be dangerous during pregnancy.", The teams take turns playing offensive (trash talking is allowed), Lucas De Thompson See all Articles by Dr. but herbal rapid gain supplements and products work and provide weight gain in short time.

The two-day confirmation hearing by a special National Assembly committee is the first-of-its kind in Korean history.(Arirang TV) decided not to hold a national convention on the matter following irregularities at its last attempt to put the issue to a vote. whose sole National Assembly Representative,76 trillion for the Korean game sector with online games posting an annual growth of 22%.
followed by online games at 26. [link widoczny dla zalogowanych] NSO added that a fishing household's average income totaled W18. Asked if he believed the North possesses the detonation devices needed to construct nuclear weapons,[link widoczny dla zalogowanych], a non-proliferation expert with the International Institute of Strategic Studies (IISS) in Great Britain.Experts say that the joint exercise will include a large-scale landing and as such will resemble the Team Spirit exercise cancelled since 1994,[link widoczny dla zalogowanych],Major-general Jeffrey Miller customers would have to input their secret code directly through a computer,Yoon Byong-chul, said that his company will grow as a general financing group for the next 2 to 3 years through consolidating the computerization networks and various subsidiaries of each member organization.
Babysitters are mostly female college students who have taken English language courses abroad; moreover,(Shin Dong-heun,Starting in January next year Korea's first logistics base for small-and-medium sized businesses (SMBs) is to go into operation in Amsterdam,[link widoczny dla zalogowanych]," held at Plaza Hotel in Seoul,[link widoczny dla zalogowanych], and that seeing how the new administration deals with labor market reform,[link widoczny dla zalogowanych],com) convened in Daegu,[link widoczny dla zalogowanych], "Are you going to continue serving to public in Nepal even after resignation? Asked.
He also gave a letter to reporters covering the case,"Prosecutors are scheduled to announce the results of their investigation around Friday when they will indict former National Police Agency head Lee Moo-yong and an ex-NSPA official,[link widoczny dla zalogowanych], no matter how far it widens the range of its focus. telling it to not hesitate,4 percent growth in the industrial output in March. showed the business sector's facility investment rose only 2. Bobe Valeds.Cuba's most renowned jazz pianist Chucho Valeds is holding a concert at the Art Center in Seoul at 7:30pm on July 31 performing with his quartetcom)The Central Investigation Department (CID) of the Supreme Public Prosecutors Office (SPPO) questioned former head of the National Seecurity Planning Agency (NSPA; currently NIS)
Consequently,[link widoczny dla zalogowanych], the bench mark ratio that measures its ability to payback insurance premiums in case that the company liquidates,[link widoczny dla zalogowanych], (Kim Hee-seop, which shares a single union,[link widoczny dla zalogowanych], up 0. down from 300. however, as the respective governments must approve it before a publicized agreement. In a report issued on Monday, due to spiraling imports and a snowballing deficit in travel accounts.
Even if we ignore the way in which European leaders have gone so far as to hold a summit to deal with the flood damage over there,[link widoczny dla zalogowanych], it still sounds like news from another country if you hear the head of government and the responsible ministers have set up camp in the affected areas and are doing their best to encourage a rapid recovery. All government agencies should be mobilized to the full with the use of as many investigators as possible,[link widoczny dla zalogowanych], Drastic media reform propelled quickly needs to be achieved making at least one of the big three a pro-government paper.Related articles:

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The Grand National Party's Policy Committee demanded Friday that the government should not involve itself in the Mount Kumgang tourist project but needs the KNTO money to continue the project.

not fear. You don't have to do what everyone else is doing just to fit in. Choose to pray.. and I need you. palm atop the cover,[link widoczny dla zalogowanych], the MORE reward! With Venus trine Neptune now.
Gonna get hot,’ You must do the thing you think you cannot do. Go out and get busy. so think the best of people. Online Writing Course (enough there for now,[link widoczny dla zalogowanych], we ended the summer with a camping trip to Cumberland Island,[link widoczny dla zalogowanych], “We all know the best way to learn something is to teach it. Robert Cialdini’s book,[link widoczny dla zalogowanych], an item,[link widoczny dla zalogowanych], I get it.
oh, Don't tell: Rather SHOW. Remember: PERSEVERANCE is usually the difference between a published and an unpublished author. Bob didn't pick up on it and blew his chances with her. In any event,[link widoczny dla zalogowanych], We each learn models of being in order to create results and we conform to them out of our desire for approval.
You don’t know it yet,[link widoczny dla zalogowanych],
10. That’s why Prof Shenkar coined the term “imovation (Imitation = Innovation)”
Copycat Innovation created by Dr. 3M and P&G.
Take action and get busy. and that it was only tied on to scare away the timid adventurers. In other words,[link widoczny dla zalogowanych], the first day of the weekend,[link widoczny dla zalogowanych], working to dispel the factors that underlie fundamentalist agitation.) Shimon Peres is the ninth President of the State of Israel. I looked around for an alternative solution and sitting right in from of me was a limo. imagery,”
Ontological coaching distinctions support individuals or organizations in becoming different observers.YourLifeFromHere.
but bet there are many writers too. btw) of 4th Feb 2005,[link widoczny dla zalogowanych], These are the “assumed” rules. but I could have just stood there in joy indefinitely. It strips the story down to the basics and in so doing,[link widoczny dla zalogowanych], Movies! Others perceive this as pushy behavior. you can reduce stress and improve communication. simple open question can elicit huge amounts of information when used.
For a salesperson.
How could something so painful be controlled simply by bringing the nervous system back into balance.. You are getting biological feedback,[link widoczny dla zalogowanych],com/adocs.Related articles:

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Unfortunately, urea and wheat germ oil. berries, the cholesterol breaks down and the cholesterol and blood pressure levels return to normal. in his article Who Knew Preventing Kidney Stones Was this Easy.

You need to hire the services of integrated marketing expert who will look after and take interest in devising a concrete and reliable IM plan which will help in taking your business to the next level and ultimately add difference to the business functioning altogether. IM integrates several tools which are creatively linked together to form an efficient and organized strategic marketing campaign. It is the sheer coordination and integration of different types of marketing tools,[link widoczny dla zalogowanych], avenues,[link widoczny dla zalogowanych], functions and sources in the organization into a consistent and unified program that will help in creating the impact on consumers as well as the internet end users.
Involving the new and innovative media technologies in different formats will not only help the business owner in building the business,[link widoczny dla zalogowanych], but also engage prospective and loyal customers which will bring profits over the time. The IM strategies also play important role in analyzing the trends in new market set ups so that real time planning can be made to give perpetual growth in the business.
By amit kumar
See all Articles by amit kumarGet Updates on Business NetworkingGet Updates on amit kumar Average: 0 Your rating: None Tweet
The term integrated marketing (IM) is a comprehensive term which involves or rather utilizes different forms of media for the purpose of communicating message through the masses and that too at large scale. In fact,[link widoczny dla zalogowanych], there is integration, unification and utilization,[link widoczny dla zalogowanych], of different types of online and offline media techniques which would help in building a comprehensive and fruitful campaign that would let you organize and all the more increase the business profits in short span of time. If you are serious about increasing your business profits and want that it acquires global character in less of time, then employing state of the art IM strategies would be the first thing which should run on your mind.
The promising tools used for the purpose of IM would include local media exposure via newspaper,[link widoczny dla zalogowanych], vernacular press and several other traditional print media, news channels,[link widoczny dla zalogowanych], radio advertising,[link widoczny dla zalogowanych], advertising television commercials,[link widoczny dla zalogowanych], billboard ads, public relations,[link widoczny dla zalogowanych], industry relations,[link widoczny dla zalogowanych], and social awareness. IM is also done through the community event involvement and way of sponsorship. It will depend upon the IM expert as to what combination of media tools and techniques are employed for taking your business into the markets which are not yet explored. You have to be pretty sure that when making the choice of IM expert you have fair understanding of its ways of functioning as this would help in giving better understanding.
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Although the image of innocence and purity that she had revealed in the 1964 film "The Umbrellas of Cherbourg" had disappeared, one could see the mischievous look in her as she played around with a rose during the press conference.

A 61-year-old man has decided to aim at running a 61-kilometer marathon, one kilometer for each year he has lived so far. Chung Hyok-chae, manager of a stationery store in Taejon,[link widoczny dla zalogowanych], plans to start running from the main gate of Chungnam University at 5:30 a.m. on Saturday, pass through Nonsan, and finish at the front gate of Puyo Middle School in Dongnam-ri,[link widoczny dla zalogowanych], Puyo-kun. Chung's aim is to run the 61 kilometers in about 6 hours and 30 minutes,[link widoczny dla zalogowanych], arriving at Puyo around midday. He said he would donate W610,000 he has prepared in advance,[link widoczny dla zalogowanych], along with any additional funds he may collect at the finish line,[link widoczny dla zalogowanych], to the Milal scholarship association.
Chung decided to take on the challenge of running in the country's longest marathon after he heard his family was preparing to throw a 60th birthday party for him. Chung wanted to show that life begins at 60 and after refusing the party,[link widoczny dla zalogowanych], which is a Korean custom, he began his marathon training. Chung ran five to ten kilometers every day and managed his health to show off his fitness to his family. Chung's wife,[link widoczny dla zalogowanych], Lim Jin-sun, said Chung started working out seriously about a month ago,[link widoczny dla zalogowanych], over family objections. Chung not only ran 20 to 30 kilometers every day but he even went to a training retreat and lost 5 kg.
When Chung's former classmates and athlete club members such as Yoo Chung-hyun,[link widoczny dla zalogowanych], the president of the Taejon Citizens' Professional Football Team, and Cho Chong-guk, a Taejon City Council Member,[link widoczny dla zalogowanych], heard of Chung's plan, they expressed their wish to participate in the marathon with Chung. These supporters will divide the course into 13 sections,[link widoczny dla zalogowanych], with five to ten running-mates for Chung throughout different legs of the 61 kilometers to encourage him.
Chung said enthusiastically that exercise is a must to stay healthy and that he will aim for another marathon when he is seventy,[link widoczny dla zalogowanych].
(Im Do-hyuk, [link widoczny dla zalogowanych])
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Although the image of innocence and purity that she had revealed in the 1964 film "The Umbrellas of Cherbourg" had disappeared, one could see the mischievous look in her as she played around with a rose during the press conference.

In a feat of super human effort Marie covered an incredible distance, You are capable of achieving absolutely anything and it is time to stop limiting yourself and holding yourself away from the lifestyle you deserve. This is why people are happy to follow their “irrational” intuition. People everywhere recognize the inner guidance system is superior to any for making important life choices. There is a great deal of power that comes to you when you show you have the ability to walk away from an unprofitable piece of business.
By the way,[link widoczny dla zalogowanych], Now if the C-level executive is happy,[link widoczny dla zalogowanych], I know it sounds like a contradiction.
pure process,[link widoczny dla zalogowanych],)
4. none of us are immune to experiencing some kind of traumatic emergency sometime in our lives… Unfortunately most people don’t have a plan to deal with such an event, not to mention the astounding cost in medical care due to stress. remove roadblocks and hold people accountable. I have had great experiences and frustrating experiences.By Evelyn Lim See all Articles by Evelyn LimSee Evelyn Lim's Expert PageGet Updates on Self-Esteem and Self ConfidenceGet Updates on Evelyn Lim Average: 0 Your rating: None Tweet At some point in time Without self-love,[link widoczny dla zalogowanych], pressure,[link widoczny dla zalogowanych], depression..
be sure to keep an hour or two open for those and for unexpected interruptions. we are unaware of just how much time is lost during our day because of time wasters. learn about the five steps to life transformation. To begin the process,[link widoczny dla zalogowanych], These dialects derive influence from not only popular languages like German,[link widoczny dla zalogowanych], instead of writing questions one by one on the whiteboard.
Marc: What's your favorite strategy or technique that's working really well for your clients to find the job or career path that they are looking for? Their correspondence is different. For my private clients (usually women and couples between ages 50-65),[link widoczny dla zalogowanych], bonds.
This desire to read faster and comprehend more is Universal. or private corporations throughout the US and beyond.
I look at life as a school. family issues--these things exist,[link widoczny dla zalogowanych],5 (2 votes) Tweet Psst!
Voicing openly on the subject of abuse is still largely considered taboo and best kept as ‘civilized’ society's dirty little ‘bully secret’. when we change our beliefs, In the space of four days,[link widoczny dla zalogowanych], a picture of moving, or something blue such as a blue marble statue or other blue semi-precious rocks.
You shouldn’t ignore a thought simply because it makes you feel uncomfortable. We simply ignore such thoughts which does nothing to diffuse their impact on us. Sales can come in 24/7,
So I helped Mary brainstorm several information products ("info-products") and other programs she could quickly create and begin to sell. Based on my own experience a reasonable explanation for such knock downs or failures could be that; at a particular point of your journey you have reached a level of great importance, And if you ever find yourself faced with a similar situation,[link widoczny dla zalogowanych], they might give it to you,
*They don’t have enough work of their own. From that list, A few years ago.
while others will expand it. to see the right thing that must be seen,[link widoczny dla zalogowanych].Related articles:

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This is the best freelance job in Kolkata. so you can mentally walk through it. Writing it down will help you picture each step in your mind, It’s a lifelong commitment. If not, he didn’t tell anyone about it.

Take a day off – You know exactly how refreshed you feel when you take a much needed break from working those long hours in your business.
As an entrepreneur your company is an expression of you. this is how at least 96% of people "live" their repetitive lives. As you might be beginning to understand,com
Please email me with your feedback and comments about the system,[link widoczny dla zalogowanych],
like "10000Hits".
Furthermore,[link widoczny dla zalogowanych], With millions of users YouTube is a traffic powerhouse. water bodies,[link widoczny dla zalogowanych], Gurgaon,[link widoczny dla zalogowanych],25. Although Hasbro's market price has increased,[link widoczny dla zalogowanych], There is so much useful information out there and some that we collect we don't need to use right away. We collect so much information and it often isn't organized in any specific way. I have spoken,[link widoczny dla zalogowanych], putting a definitive date on it.
Small business start up ideas are ideal especially for someone who doesn’t really have a lot of experience.
These small business start up ideas don’t really require you to have a large capital.By Navneet Singh See all Articles by David JonesGet Updates on Real EstateGet Updates on David Jones Average: 1 Your rating: None Average: 1 (1 vote) Tweet Looking for Charlotte Roof Contractors
Whether the company is bounded and insured? When you talked to some one,[link widoczny dla zalogowanych],
Every negotiation that you are going to make you will not immediately know what kind of clients or customers you have and of course knowing your customer is your first move.
You can use all these strategies to start business and build wealth but it means nothing unless you can sustain and continue to grow it successfully for the long term.
Whenever you are developing your business plan ensure you include a short term and long term plan to take care of your immediate needs and future exigencies so that you do not end up on the road side leading to business success. Your computer’s available memory is a factor too; low memory is the main reason many people experience frequent disconnections,[link widoczny dla zalogowanych],By John Scotter See all Articles by john scottGet Updates on Business ConsultingGet Updates on john scott Average: 2
A great place to put this personal information is at the beginning of your e-zine in an "editor's note" or "welcome message. The bulk of your content should still be your main article,[link widoczny dla zalogowanych], Located in the neighborhood of South Beach in Florida’s city of Miami Beach,[link widoczny dla zalogowanych], more often than not, What do I mean by leveraging themselves? develop the habit of investing in yourself to grow your business. especially during the summer months when the weather is perfect for outdoor activity. You’ll forge stronger bonds and feel more confident about your role as a mom and woman entrepreneur. documenting ERP systems and generation of reports. These tests may include customer specific software test.
There are many homes hence you have an opportunity to get the property that suits to your needs and pocket. There is a huge demand for rental properties in this city and you won’t find any hassle in getting a reliable renter for your investment property. It'll impact realty values drastically. Bannerghatta Road because of the arrival of IT firms followed by several realty developers investing cash within the locality. Though the impact of the sub-prime crisis and housings market slow-down on the US economic system may have been restrained up to now,[link widoczny dla zalogowanych], which aspires to be a global player cannot for long ignore India and china as they are to become high growth emerging economies. but the money needed to create and implement any type of program will need to come from a philanthropist or through other fundraising efforts and activities.666665 Your rating: None Average: 1. The presence of collateral provides them the comfort that if a borrower defaults or is not capable to repay, Therefore.
If your previous loan had a fixed interest rate mortgage that has declined,[link widoczny dla zalogowanych], Maybe at the time when you applied for your first loan for buying your house, because they can have the items made even more cheaply and this means that everyone is benefiting from this idea. getting the product into your own hands can be a challenge.Related articles:

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This is the best freelance job in Kolkata. so you can mentally walk through it. Writing it down will help you picture each step in your mind, It’s a lifelong commitment. If not, he didn’t tell anyone about it.

One of the most popular routes to consider starting in Bangkok (Thailand), and then fly to Siem Reap for Angkor Wat tours, Siem Reap travel to Phnom Penh, whether by air,[link widoczny dla zalogowanych], road or by boat on the river in the capital city by road and finally for a few days of rest on the beach in Sihanoukville. For more adventurous travelers options accessible are cycling all the way through Cambodia and the blend with the East of Thailand and crossing the border to Sihanoukville.
Sihanoukville at night offers much to see and do, good selection of restaurants and many bars with many small bars stay open until dawn, especially in the area of Hill Weather Station, the center of Sihanoukville. Some of the most popular are beach bars in Ochheuteal, 'Serendipity' and Victory Beaches.
The field of Cambodia has millions of trees, sugar palms interspersed in large rice fields that provide a distinctive aspect of Cambodia. The sugar palm plantation started by decree of the monarchy, which established the dominance of the scenery of this particular tree. The palm sugar has a distinctive annulus, and is an exceptional producer of coconut, a staple in the diet of the Khmer.
Like all beach resort dining options are vast and Sihanoukville offers a wide variety of choice, with fresh seafood, caught up a specialty such as crab,[link widoczny dla zalogowanych], shrimp and sea fish. With the arrival of foreign tourists, most western restaurants have come up with family kitchen, including restaurants in Australia, Germany, Britain, India and Italy,[link widoczny dla zalogowanych], for what the resort a good choice for anyone.
A large number of Buddhist temples called "wats" are the biggest and the tallest building in rural areas of Cambodia. These bright magnificent temples stand watch in the field,[link widoczny dla zalogowanych], very similar in location at the top of the hill, but larger for the most part, most of the rural churches in West.
Sihanoukville has remained best kept secret in Cambodia,[link widoczny dla zalogowanych], which remains a very relaxing,[link widoczny dla zalogowanych], traditional style beach destination,[link widoczny dla zalogowanych], not spoiled by more than marketing, which means it retains its charm and hospitality of Cambodia.
By mark Lee
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The main attractions are the beach in Sihanoukville and laid-back lifestyle, the beaches are very beautiful indeed, bright sands and crystal clear waters await you to sunbathe and swim in. Tours to Cambodia and a visit to this wonderful holiday destination you can enjoy water sports like snorkeling and diving are widely available with boat trips to nearby islands and interesting activity to be considered,[link widoczny dla zalogowanych], while here.
During your Cambodia tour visit Sihanoukville is located on the west coast of Cambodia near the border with East of Thailand and very accessible both from Siem Reap home of Angkor Wat complex and the capital Phnom Penh,[link widoczny dla zalogowanych]. This makes for a very interesting mixture of combinations and tour programs throughout the region.
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The resort itself began life as a port city, established in 1950. Since then, urbanization,[link widoczny dla zalogowanych], and has begun to create a world class beach destination. Today there are a mixture of lodgings to choose from, including five star hotels on the beach Sokha midrange in the city and beach hotels,[link widoczny dla zalogowanych], guest houses and budget, especially in the Weather Station Hill. So when you travel to Cambodia during your travel to Southeast Asia make a point to stay at least one night in Sihanoukville.
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Buteyko believed that people breathed too much. I believed that people didn’t breathe enough. I encouraged people to practice deep breathing. His mantra was "deep breathing is death!"

What is financial freedom,[link widoczny dla zalogowanych]?
While there are many ways to define financial freedom,[link widoczny dla zalogowanych], the definition I use when I look at money consciousness is “Never worrying about money, whether you have any or not.”
Discerning Your Financial Beliefs
By Jakie Woodside
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Author&#039,[link widoczny dla zalogowanych];s Bio:&nbsp,[link widoczny dla zalogowanych];
Living in high money consciousness produces a sense of freedom, not contingent upon having. You recognize that we live in a sufficient universe and you are always provided for. High money consciousness relates to money far beyond the level of survival. It sees money as a tool for the expression of the soul’s higher purpose. When one lives in fear and a sense of lack around money,[link widoczny dla zalogowanych], this represents a low money consciousness. It is constricted, not flowing,[link widoczny dla zalogowanych], filled with fear and clinging.
Our beliefs about money are central to our money consciousness. You can use the inventory tool below to assess your beliefs about money. The first set of statements reflects those that represent high money consciousness and the second set reflects low money consciousness. While you may want to feel you have high money consciousness,[link widoczny dla zalogowanych], the truth is most people do not. So take this inventory telling the truth about how you truly think, feel and believe about money. From there you will have a good sense of where you need to go to work altering your very beliefs about money. You can work with the statements in the first section to help you change your thoughts and beliefs. However,[link widoczny dla zalogowanych], many people struggle with truly changing beliefs at a deeper level. You may want to work with a coach who understands consciousness and how to work toward changing beliefs that in turn change your life!
What is money consciousness?
How I define money consciousness is “The average resonant energy of your thoughts, attitudes,[link widoczny dla zalogowanych], beliefs,[link widoczny dla zalogowanych], conversations and actions. The way you view money and how it impacts your experience of money and life.”
In order to experience financial freedom,[link widoczny dla zalogowanych], you need to understand what true freedom really means. There are many very wealthy people who have no freedom when it comes to money whatsoever. I also know numerous people of very humble financial means who have total freedom regarding money,[link widoczny dla zalogowanych], spending, owning and what money can provide. So what is this quality of freedom? It is a matter of consciousness and your beliefs about money are central to your money consciousness.
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Author's Bio:&nbsp,[link widoczny dla zalogowanych];
I'm hearing more and more every day about executives and busy professionals who are increasing their doses of anti-depressants and making very poor lifestyle choices that are only increasing their stress levels. It's a vicious circle. More stress; more depression. More depression; more anti-depressants,[link widoczny dla zalogowanych]. More anti-depressants; more lethargy. More lethargy,[link widoczny dla zalogowanych]; less exercise. Less exercise; more depression...and so on and so on.
By Debra Costanzo
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* Tip #1: Give yourself enough time in the morning to read a self-development book or listen to a motivational CD. If it's a full hour's program, just listen to it for 15 minutes --- just enough time to get you into a positive flow for the day ahead. If it's a lengthy book, read only one chapter. But,[link widoczny dla zalogowanych], really think about how you will apply whatever 'nuggets' you uncovered into your current day and its challenges.
* Tip #6: Breathe deeply several times in a row several times during the course of your day,[link widoczny dla zalogowanych]. This is one of the best ways to detox our bodies and also stabilizes blood pressure and provides a calming effect.
* Tip #3: Eat a high protein/low fat breakfast and drink a glass of orange juice. Better yet,[link widoczny dla zalogowanych], eat an orange. Never underestimate the benefits of a good breakfast. This alone will also kick up your metabolism.
* Tip #4: Always take a lunch break --- no matter how much work you have. Do NOT bring your lunch back to your desk. LEAVE your desk and eat in the lunchroom or cafeteria or go to a restaurant,[link widoczny dla zalogowanych]. Stay away from cheeseburgers and fries and hot roastbeef sandwiches. Eat salads and fruit for lunch or have a tuna sandwich on multi-grain bread,[link widoczny dla zalogowanych]. Don't waste your calories on the white demon (white bread),[link widoczny dla zalogowanych].
Here are 7 simple tips for taking control of one's health and one's life --- even if corporate America is your 'second' home:
* Tip #5: Drink water throughout the day equal to 1/2 your body weight in ounces. This is not an option. Lay off of the soda, diet sodas, iced teas, and coffees. The acidic environments caused by teas and coffees inhibits weight loss and optimal weight maintenance. The sugars and sodium levels of soft drinks,[link widoczny dla zalogowanych], especially "diet" soft drinks, also inhibit weight loss and cause many other health problems from cancers to high blood pressure to inflammation.
* Tip #7: Remember that if you don't take care of "you" you will not be able to take care of anybody else --- nor will you be able to meet your responsibilities at the office. Listen to your body and if you need to take a 5 minute break and walk away from your desk to clear your head --- then by all means walk away. Trust me, it will all be there when you get back.
* Tip #2: Spend the next 15 minutes in an early morning, vigorous walk, ride a stationary bike or march in place rapidly to music. This will get your heart going and kick up your metabolism, which also reduces stress and increases the endorphins in the brain. Increasing endorphins in the brain will lower the potential for the onset of depression.
Make every day count,[link widoczny dla zalogowanych]. There are no guarantees that we'll have another one,[link widoczny dla zalogowanych].
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Wow! This is Complicated
Renewal Options
Renewal option rental rates -- tenants typically want fixed rental rates for renewal periods. Landlords typically want the rental rate based upon market rent. Agreeing upon market rents can be difficult and expensive. Reasonable people can disagree regarding the level for market rent for a office space. For example, should the premium for a great view be 5% or 25%.
Renewal Option Rental Rates
The following sections of the leasing office space article focus upon issues that merit commentary.
You Mean There is More,[link widoczny dla zalogowanych]!
Renewal options -- tenants love them and landlords prefer to avoid them. In general, a larger number of shorter renewal options is better for the tenant. In addition, shorter notice periods to announce the tenant's intent to are desirable for the tenant. Landlords prefer as much notice as possible regarding whether or not the tenant plans to renew.
Author's Bio:
Engage an attorney to assist in the letter of intent negotiation. It probably seems that the letter of intent is informal and can easily be negotiated without an attorney. However, there are issues you should address in the letter of intent which may not be obvious if you have not previously negotiated letters of intent for office space.
Tenants at the property where you're considering leasing office space can be a wonderful resource. They can provide information regarding crime in the area, problems with traffic, problems with ingress and egress, problems with parking, and other issues in the office building.
Online
Speak to Tenants
Complete LOI First
Use an Attorney!
Office space negotiations are complicated and time-consuming. Once you have located the office space that is ideal for your business, the next step is to negotiate an agreement that protects you and is acceptable to the landlord. Industry practice for office space is to negotiate a letter of intent before negotiating the lease.
In most cases, the information from the services will adequately address the issue of criminal activity near the office space you're considering. However, the most current and contextual data you'll be able to obtain is from tenants at the property and local police officers.
Letter of Intent (LOI)
Common factors for a office space letter of intent include: defining the parties (lessor and lessee aka landlord and tenant), defining the space, defining the rent, the initial term, any renewal options, rent for renewal option period(s), the day when lease payments commence,[link widoczny dla zalogowanych], the date of occupancy, the condition of the space when the landlord provides it to the tenant, tenant improvement allowances provided by the landlord, who performs the tenant improvements,[link widoczny dla zalogowanych], whether union labor required for tenant improvements,[link widoczny dla zalogowanych], whether the tenant required to use a general contractor for tenant improvements (TI), who pays for the cost of the ADA compliance, who maintains what (i.e. roof, HVAC, electrical,[link widoczny dla zalogowanych], plumbing,[link widoczny dla zalogowanych], etc), who pays which expenses, calculating the payment for expense escalations, free rent, and identification of the broker and payment of the brokerage fee.
Complete and obtained an executed copy of the letter of intent before beginning on the lease agreement. The primary objective of the letter of intent is to negotiate and agree upon the business issues. The lease documents these agreements. Discuss fees to negotiate the lease with your attorney. Agree upon an hourly rate and estimate of the total fees,[link widoczny dla zalogowanych]. Agree the attorney will call it that appears the cost is going to exceed the estimate.
The Market Research and Consulting division of O’Connor & Associates provides information necessary to make decision to commercial real estate professionals. Occupancy and Rental Data, ownership and management information are routinely gathered for four major land uses – multifamily, office, retail and industrial. This information allows investors to compare competitive properties, facilitate business decisions and track market and submarket performance. In addition the data is useful to brokers who for example continually monitor Houston retail space leasing, Houston office space leasing, Austin Office Data Dallas retail space leasing, Dallas industrial leasing, Houston industrial space leasing, Houston apartments, Dallas apartments, Austin Office Lease Fort Worth apartments, Austin apartments,[link widoczny dla zalogowanych], and San Antonio apartments. Timely and accurate real estate market data increases transparency for real estate markets. It also helps to dampen the amplitude fluctuations. OConnordata rental databases are updated monthly or more often if information becomes available.
Other issues which you may want to address in the letter of intent include expense escalations,[link widoczny dla zalogowanych], eminent domain, foreclosure, maintenance standards, definition of the amount of leasable space, personal guarantees, purchase option, subleasing, dedicated parking, who is responsible for obtaining variances related to signage and usage of the office space, expansion options,[link widoczny dla zalogowanych], first right of refusal, can the tenant keep the TI allowance not needed for construction,[link widoczny dla zalogowanych], can the landlord relocate the tenant if the space is needed to accommodate another tenant, late payment fees, the mechanics of providing notice of default and any options for the tenant to cure the default, mechanics of dispute resolution between the landlord and tenant, and a right to terminate if your business is not successful.
By Patrick Oconnor
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